Frequently Asked Questions

The first step in buying land is to identify and research the location and property that you are interested in. This can involve:

1. Researching the local real estate market to gain an understanding of property values in the area, as well as any zoning regulations, restrictions or other requirements that may apply to the property.

2. Exploring the neighborhood and the surrounding area to get a sense of the local amenities, transportation options, schools, and other factors that could influence your decision.

3. Consulting with a local and trusted real estate agent due to their familiarity with the local real estate market. A real estate company will help you with due diligence,  navigating the legal and regulatory frameworks, the financial aspects of purchasing the land, including any necessary permits or licenses.

4. Conducting a site visit to inspect the land, including any existing structures or improvements, and to assess the condition of the property and its potential for development.

5. Negotiating a fair price with the seller, based on the research and analysis you have done.

Once you have completed these steps and have identified the land that you wish to purchase, you can begin the process of making an offer, securing financing, and completing the transaction with the help of a  real estate company.

The property purchase process in Kenya is almost similar in all parts of the country. However, one may face some challenges such as lack of familiarity with the local real estate market, legal and regulatory frameworks, and difficulties in conducting as a new person in the new enviroment. Kipepeo Properties can assist diaspora investors in navigating these challenges and ensuring a smooth property purchase process. Here are some ways that Kipepeo Properties can assist:

1. Property Search: Kipepeo Properties can help investors find suitable properties that meet their investment goals and preferences. We have a broad network of real estate agents, property developers, and industry professionals who can provide insights into the local market trends and investment opportunities.
2. Legal Assistance: Kipepeo Properties Limited can provide legal assistance to investors by engaging a reputable lawyer who is familiar with the local property laws and regulations. The lawyer will guide the investor through the legal process, ensure that all necessary documentation is completed, and provide advice on property ownership and transfer of funds.
3. Property Inspection: We can conduct physical property inspections on behalf of our clients to ensure that the properties are in good condition and meet the investors' requirements.
4. Financing Assistance: At Kipepeo Properties, we assist clients in securing financing for their property purchases by connecting them with reputable financiers and mortgage lenders.
5. Property Management: We provide property management services to investors who may not be able to manage their properties themselves. The property management services include rent collection, property maintenance, tenant screening, and eviction services.

In conclusion, Kipepeo Properties can assist investors in the property purchase process by providing property search, legal assistance, property inspection, financing assistance, and property management services. By engaging Kipepeo Properties, investors can have peace of mind knowing that their property purchase is in good hands.

Kipepeo Properties Limited is committed to making the property buying process as seamless and stress-free as possible for our clients. One of the most common questions we receive from prospective buyers is how much they need for a down payment when purchasing a property through us.

The amount required for a down payment varies depending on a number of factors, including the purchase price of the property, the value of the property, and the method of financing you choose. However, down payment ranges between 10% and 50% of the purchase price of the property.

At Kipepeo Properties Limited, we work closely with our clients to help them determine the best payment mode as per their unique financial situations. We understand that buying a property is a significant investment, and we're here to help you navigate the process from start to finish.

If you're interested in purchasing a property through Kipepeo Properties Limited, our team is always available to answer any questions you may have about down payments, financing, mortgages, and the home buying process in general. Contact us today to learn more about how we can help you achieve your property ownership goals.

Kipepeo Properties generally advises its clients to sell their current property before buying a new one, especially if you need the proceeds from the sale to finance the purchase of the new property.

Selling your current property first can give you a better idea of how much money you will have available to put towards the purchase of a new property, and can help you avoid the risk of being unable to secure financing if your existing property doesn't sell quickly enough.

But despite this being the universally accepted norm, there are situations that might require otherwise.

Every individual's situation is unique, and it's important to consider all of the factors involved, such as your financial situation, the state of the real estate market, and your specific goals and objectives, before making a decision.

It's always a good idea to seek advice from an established and qualified real estate company like Kipepeo Properties Limited which can help guide you through the process for you to make an informed decision.

These are just some of the reasons why we always advise everyone to consult with our industry experts to find which option best suit's their situation.

The cost of buying a house can vary depending on a variety of factors, such as the location of the property, the size and condition of the house, political climate and the current state of the real estate market.

Some of the common costs associated with buying a house include the purchase price of the property, closing costs such as title costs and legal fees, property taxes, and potential maintenance and repair costs. In addition, if you are obtaining a mortgage to finance your purchase, there may be additional costs associated with the loan, such as appraisal fees, and mortgage insurance premiums.

It's important to work closely with qualified real estate professionals such as Kipepeo Properties Limited who can help you understand all of the costs associated with buying a house, and guide you through the process to ensure that you make an informed decision and avoid any surprises down the line.

Kipepeo Properties Ltd issues title deed once payment has been cleared, and the legal and administrative requirements related to the transfer of ownership have been completed.

The process of obtaining a title deed can vary depending on the specific circumstances of the transaction, such as whether the property is newly sub-divided land belonging to the company, whether it is a newly constructed or an existing property, and whether there are any outstanding liens or other encumbrances on the property.

In most cases, once payment is cleared, the title deed is by then ready to be issued to the client.

Our real estate company has a team of professionals and lawyers who make the whole process  a breeze.

Investing with Kipepeo Properties Ltd. offers a variety of benefits. Here are seven reasons why you should consider investing with Kipepeo Properties Limited:

1. Experience and expertise: Kipepeo Properties Ltd. has at least 12 years of experience in the real estate industry, and our team of professionals has a wealth of knowledge and expertise in buying, selling, and managing properties.

2. Reputation: Our company has a strong reputation for professionalism, integrity, and quality service. We are committed to providing our clients with the best possible experience and ensuring that their investments are successful.

3. Diversification: Investing in real estate with Kipepeo Properties Limited. can offer diversification for your investment portfolio, which can help reduce your overall risk.

4. Capital appreciation: Real estate investments have the potential to appreciate in value over time, which can provide a significant return on investment.

5. Rental income: If you invest in rental properties, you can generate ongoing income in the form of rental payments, which can provide a steady stream of income and help offset the costs associated with the investment.

6. Tax benefits: Real estate investments can offer a variety of tax benefits. Give us a call on +254 791 603470 to get all the latest tax benefits.

7. Personalized service: Kipepeo Properties Ltd. provides personalized service to our clients. We work closely with them to understand their individual needs and goals, and tailoring a special package suited to their needs and requirements to help them achieve success.

Finally, you should work closely with a qualified real estate company which can help you make informed decisions and achieve your investment goals. This is where Kipepeo Properties Limited comes in handy. Investing with us provides wide range of potential benefits, including but not limited to those stated above.

Real estate is a complex and multifaceted industry, and there are many factors that can influence the success of a real estate investment. However, there are three key elements that are widely considered to be the most important in real estate:

1. Location: The location of a property can have a huge impact on its value, desirability, and potential for appreciation. Factors such as proximity to amenities, schools, transportation, and city centers can all affect a property's location value.

2. Condition: The physical condition of a property is another crucial factor to consider when investing in real estate. A property that is well-maintained and in good condition will be more appealing to potential buyers or tenants, and may command a higher price or rental rate than a property in disrepair.

3. Market conditions: Real estate is subject to the flows of the market, and it's important to stay abreast of market conditions when making investment decisions. Factors such as supply and demand, interest rates, and economic trends can all influence the real estate market, and it's important to consider these factors when evaluating the potential risks and rewards of a real estate investment.

There are many other factors that can also play a role in real estate success, such as financing, timing, and legal considerations. However, location, condition, and market conditions are widely considered to be the three most important things in real estate.

Kipepeo Properties Limited offers real estate services all over Kenya.

Contact us today to learn more.

Contact our company through any channel provided on our contact us page.

Our support personnel are always available during office hours (9AM to 5PM).

Kipepeo Properties Limited, has partnerships with financial institutions to offer financing options to our clients.

If you are interested in purchasing a plot or any other property from us and require financing, just reach out to us to inquire about financing options available from our partner financial institutions.

Stamp Duty is a statutory tax paid for the legal recognition of property. It is paid by the property buyers.

When buying land in Kenya, there are several charges that a buyer can expect to incur. These charges include:

1. Stamp duty: This is a tax levied by the government on the transfer of property. The stamp duty is calculated as a percentage of the property's value, and it is usually paid by the buyer.

2. Legal fees: Buyers are advised to engage the services of a lawyer to conduct due diligence on the property and facilitate the transfer process. The legal fees are usually a percentage of the property's value, and they vary depending on the lawyer's rates and the complexity of the transaction.

3. Land rent: This is an annual fee payable to the government for the use of land. The land rent is usually payable to the county government, and it is calculated based on the size and location of the land.

4. Survey fees: Buyers are advised to conduct a survey of the land to verify its boundaries and ensure that there are no encroachments. The survey fees are usually a percentage of the property's value and vary depending on the surveyor's rates and the complexity of the survey.

5. Transfer fees: These are fees charged by the government for the transfer of ownership of the property. The transfer fees are usually calculated as a percentage of the property's value, and they are payable by the buyer.

6. Agency fees: If you engage the services of a real estate agent to help you find and purchase land, you may be required to pay agency fees. The fees vary depending on the agent's rates and the complexity of the transaction.

It's important to note that the exact charges incurred when buying land in Kenya can vary depending on various factors such as location, size of the land, and the prevailing rates. This is why it is advisable to work with a reputable real estate company like Kipepeo Properties Limited who can provide you with more accurate information and guidance throughout the purchasing process.

So the question goes, what are the taxes that I need to pay before buying a property?

The following is a list of all takes you need to pay:

1. Stamp duty
2. Legal fees
3. Land rent fees
4. Surveyor fees
5. Transfer fees
6. Agency fees

When selling land in Kenya, there are several statutory charges that a seller is required to pay. These charges may vary depending on the location of the land and the county government regulations. Some of the common statutory charges when selling land in Kenya include:

1. Capital Gains Tax - This is a tax on the profit made from the sale of a property. The current rate of Capital Gains Tax in Kenya is 5%.

2. Withholding Tax - This is a tax on the amount paid to a non-resident for the sale of property. The withholding tax rate in Kenya is 20% of the sale price.

3. Land Rent - This is an annual fee paid to the government for the use of public land. The amount charged depends on the size and location of the land.

4. Land Rates - This is a tax paid to the local county government for the provision of services such as roads, water, and security. The rates are usually a percentage of the land's value and vary from one county to another.

5. Legal Fees - These are fees paid to a lawyer to handle the sale transaction. The fees vary depending on the value of the property and the lawyer's charges.

6. Valuation Fees - These are fees paid to a professional valuer to determine the market value of the property. The fees depend on the value of the property.

It is important to note that the above charges are subject to change, and it is advisable to seek professional advice from Kipepeo Properties to get a clear understanding of the charges applicable in your specific case.

When buying land in Kenya, there are several charges that a buyer is required to pay. These charges may vary depending on the location, type, and value of the property. The following are some of the common charges that a buyer can expect:

1. Stamp duty - This is a tax levied on the transfer of property ownership from the seller to the buyer. The rate is usually 4% of the value of the property.

2. Legal fees - These are the fees charged by a lawyer for handling the legal aspects of the transaction. The fees may vary depending on the lawyer and the complexity of the transaction.

3. Land search fees - This is the fee charged by the government for conducting a search on the property to confirm ownership and any encumbrances on the property. The fee is usually KES 520.

4. Land rent - This is a fee charged by the government for leasehold properties. It is an annual fee based on the size and location of the property.

5. Survey fees - These are the fees charged by a licensed surveyor for surveying the property to confirm its boundaries and size.

6. Valuation fees - This is the fee charged by a property valuer for determining the value of the property.

7. Agency fees - If a buyer uses a real estate agent to purchase the property, they may be charged an agency fee which is usually a percentage of the value of the property.

These charges may vary and it is advisable for a buyer to seek professional advice from Kipepeo Properties.

The land buying process in Kenya can be a complex and daunting task, but at Kipepeo Properties Kenya Ltd, we strive to make it as seamless and stress-free as possible. Here is a step-by-step analysis of the land buying process in Kenya:

1. Conduct Due Diligence: The first step is to conduct due diligence on the property you are interested in buying. This includes verifying the ownership of the property, confirming that the property has no encumbrances such as liens or mortgages, and ensuring that the property is not subject to any legal disputes.

2. Engage a Lawyer: Engage a lawyer who will help you with the legal aspects of the land buying process. They will conduct a search at the Ministry of Lands to verify that the land is free from any caveats, restrictions, or other legal issues.

3. Obtain Land Information: Obtain all the necessary information about the land, including the title deed, survey plan, and other relevant documents.

4. Verify Land Ownership: Verify the land ownership by conducting a search at the Ministry of Lands. This will confirm that the seller is the rightful owner of the land.

5. Conduct a Land Survey: Conduct a land survey to verify the exact size and boundaries of the land.

6. Obtain Consent from the Local Authorities: Obtain consent from the local authorities such as the county government, National Environmental Management Authority (NEMA), and the Water Resources Management Authority (WRMA).

7. Payment of Stamp Duty: Pay stamp duty at the Lands Office. The stamp duty is calculated as a percentage of the purchase price.

8. Transfer of Land Ownership: The land transfer documents are prepared by your lawyer, and the transfer of ownership is done at the Lands Office.

9. Registration of Land: Once the transfer is complete, register the land at the Ministry of Lands.

At Kipepeo Properties Kenya Ltd, we have a team of experts who can guide you through the land buying process in Kenya. Contact us today, and we will help you find the perfect property that meets your needs and budget.

Is it possible to convert a leasehold property to freehold or vise versa?

To convert a leasehold property to freehold, you will need to follow these steps:

1. Obtain the land search records from the Ministry of Lands to confirm ownership and establish any encumbrances on the property.

2. Apply for a conversion lease from the Ministry of Lands. You will need to provide the original lease agreement, an up-to-date land rent clearance certificate, a copy of the land search records, and proof of payment of the conversion fee.

3. The Ministry of Lands will conduct a site visit to verify the details provided in the application.

4. The application will be forwarded to the National Land Commission for approval.

5. Once the application is approved, the Ministry of Lands will issue a new title deed for the property indicating that it is freehold.

6. You will need to pay stamp duty and transfer fees for the new title deed.

Note that the process of converting a leasehold property to freehold can be complex and time-consuming. At Kipepeo Properties Kenya Ltd, we have the staff and experience to guide you through the process.

The difference between leasehold or tenancy ownership and freehold is ownership.

For rental properties, ownership remains with the relevant local county authority or government.

Lease terms typically vary between 30 and he 99 years. However, it does not prevent the private owner from selling the property or conducting other transactions if the lease contract is registered.

With a freehold property, the owner of the property is the legal owner and can sell/lease/rent the property as they wish.

Get in touch with us for more detailed information.

Kenyan law allows you to issue the power of attorney to have your property registered by another person. 

The power of attorney allows you to give someone else authority to make decisions about your finances and real estate properties.

A power of attorney is a document that gives someone else authority to act on your behalf. The two most common types are a 'general power of attorney' which gives you the right to do lots of things, like sell or lease property, and a 'special power of attorney' which gives you a specific right, like making financial decisions.

A power of attorney must be signed and duly executed by both the giver and the recipient. In Kenya, it has to be stamped and as such, you must pay stamp duty and register under the Document Registration Act.

To register your property in Kenya, you need to follow these steps:

1. Conduct a search at the Ministry of Lands to confirm the ownership and authenticity of the property.
2. Obtain the draft transfer documents from the seller or the seller's advocate.
3. Engage a lawyer who will prepare the sale agreement, transfer documents, and stamp duty.
4. Pay stamp duty at Kenya Revenue Authority (KRA) or through appointed banks.
5. Have the sale agreement and transfer documents stamped by the Lands Registry.
6. Submit the transfer documents to the Ministry of Lands for processing and issuance of a new title deed.
7. Pay the requisite fees for the processing of the new title deed.
8. Once the processing is complete, collect the new title deed from the Ministry of Lands.

Get in touch with us to help you out in this complex and time consuming process.

To register a plot in Kenya, you will need the following documents:

1. Title Deed: This is the most important document required during the transfer of ownership. The title deed shows proof of ownership of the property.

2. Sale Agreement: This document outlines the terms and conditions of the sale between the buyer and the seller.

3. Land Control Board Consent: This document is required when dealing with agricultural land or land in certain areas that require special consent from the Land Control Board.

4. Clearance Certificates: You will need clearance certificates from the County Government to show that there are no outstanding land rates, rent or other charges on the property.

5. Land Rent Clearance Certificate: If the land is leasehold, a land rent clearance certificate from the Ministry of Lands is required to show that there are no arrears in land rent payments.

6. Valuation Report: This document is not mandatory, but it's recommended to have a valuation report of the property to help determine its fair market value.

7. Passport Photos and ID Copies: You will need passport photos of the buyer and seller, as well as copies of their national identification cards.

It's important to note that the specific documents required may vary depending on the location and nature of the property. It's advisable to consult a reputable estate agent company like Kipepeo Properties Ltd. for guidance on the specific requirements for your property.

At the time of possession of the plot of land, you will need the following documents:

1. Sale agreement/Title deed: This is the main legal document that proves you are the rightful owner of the land.

2. Transfer forms: These forms are filled out to transfer ownership of the land from the seller to the buyer.

3. Land rent clearance certificate: This is proof that you have paid all the land rent up to date.

4. Rates clearance certificate: This is proof that you have paid all the rates due on the land up to the date of possession.

5. Land survey map: This is a document that shows the exact boundaries of the land.

6. Consent to transfer: This is a document that shows that the government has approved the transfer of ownership.

It is important to note that these requirements may vary depending on the location of the land and the relevant county government regulations. It is always advisable to consult our company to get the proper information on the particular documents required for your case.

To verify that the real estate documents shown to you by the seller are genuine, you can take the following steps:

1. Conduct a search at the relevant government authority: You can conduct a search at the relevant government authority responsible for land registration to confirm that the documents presented to you are genuine. For instance, in Kenya, you can conduct a search at the Ministry of Lands.

2. Engage a lawyer: You can engage a lawyer to help you verify the authenticity of the documents presented by the seller. A lawyer can check the documents for any discrepancies, errors, or omissions.

3. Check for official seals and stamps: Official seals and stamps are usually used to authenticate real estate documents. You can verify the authenticity of the documents by checking for official seals and stamps from the relevant government authorities.

4. Check for watermarks: Some government authorities use watermarks on their official documents to prevent fraud. You can check for watermarks on the documents presented to you to verify their authenticity.

5. Check for consistency: Verify that the details on the documents presented to you are consistent with each other. For example, the name of the owner on the title deed should match the name on the sale agreement.

It is important to exercise due diligence when verifying the authenticity of real estate documents to avoid fraud and any legal complications that may arise in the future. Engage Kipepeo Properties to help you out.

Clear, Genuine, and Marketable Title, Sale Deed, Encumbrance Certificate, latest tax receipts, Latest land rate receipts, Occupation Certificate, Building Plan Approvals and Possession/Occupation Certificate.

To get a resale property registered in Kenya, you will need the following documents:

1. Original title deed: This is the main document that shows ownership of the property.

2. Sale agreement: This is the agreement between the buyer and the seller, indicating the details of the sale, such as the purchase price, payment terms, and the date of transfer.

3. Clearance certificate: This is a document from the county government confirming that the property has no outstanding land rates.

4. Land rent clearance certificate: This is a document from the county government confirming that the land rent for the property has been paid up to date.

5. Valuation report: This is a report from a registered valuer that shows the current market value of the property.

6. PIN certificate: This is a document issued by Kenya Revenue Authority (KRA) to individuals and companies for tax purposes.

7. Passport-size photos: These are photos of the buyer and the seller, which are required for the transfer process.

8. Copy of ID/Passport: This is a copy of the buyer's or seller's identification document.

9. Consent to transfer: This is a document signed by the seller giving consent to transfer ownership to the buyer.

10. Land rates receipts: These are receipts showing that the land rates for the property have been paid up to date.

Please note that the specific documents required for property registration may vary depending on the location and nature of the property. It is advisable to consult a legal professional or a reputable real estate agency such as Kipepeo Properties Limited for guidance on the specific requirements.

The documents required for registration of an apartment in Kenya include:

1. Title Deed: This is the primary document that proves ownership of the property. It should be in the name of the seller and should be up-to-date.

2. Sale Agreement: This is a legally binding agreement between the buyer and the seller, which outlines the terms and conditions of the sale.

3. Transfer Forms: These are documents that are used to transfer ownership of the property from the seller to the buyer. The seller must fill out the necessary transfer forms, and the buyer must sign them.

4. Clearance Certificates: These are certificates that show that all outstanding bills, such as property rates, water bills, and electricity bills, have been paid in full.

5. Land Rent Clearance Certificate: This is a certificate that confirms that the seller has paid all land rent for the property.

6. Consent to Transfer: This is a document that is required by the Ministry of Land and should be signed by the seller and the buyer.

7. Pin Certificate: This is a document that shows that the seller is registered with the Kenya Revenue Authority and has been issued with a Personal Identification Number (PIN).

8. Passport Photos: Two recent passport size photos of the buyer and the seller are required.

It's always advisable to involve a lawyer or a reputable real estate firm in the buying process to ensure that all the required documents are in order and to avoid any legal issues that may arise in the future. Kipepeo is here and always ready to help.

• Sale Deed
• Title Deed
• Building Plan Approval
• Completion Certificate ( For a newly constructed property)
• Building Commencement Certificate( For a property under construction)
• Encumbrance Certificate
• Proof of tax payment
• Occupancy Certificate

When you pay for the payment installments for the land bought ahead of schedule, it shows your commitment and willingness to complete the payment for the land earlier than expected. This may have some benefits such as:

1. Early completion of payment: Paying for the payment installments ahead of schedule means you can complete the payment for the land earlier than expected, which saves you money in the long run.

2. Improved credit rating: Paying ahead of schedule can improve your credit trustworthiness, as it shows that you are capable of managing your finances well and meeting your financial obligations.

3. Reduced interest: We may offer a discount or reduced interest rate for future business for paying ahead of schedule. This saves you money in future purchases.

4. Building Trust: Paying ahead of schedule improves trust in you and creates room for better and friendly terms in future business.

There could be several reasons why some land or property buyers prefer to buy through loans despite having sufficient funds.

One reason is to maintain liquidity. By taking a loan, one can keep their savings for other investments or emergencies. You also enjoy the benefit of having cash on hand and earning interest on it.

Another reason is to take advantage of tax benefits. In some cases, the interest paid on a loan can be tax-deductible, which can result in savings on income tax.

Some buyers may also prefer to use loans to invest in other opportunities with potentially higher returns than the interest rate on their loan.

Also, some buyers may take a loan to spread out the payments over a longer period of time, allowing for more manageable monthly installments.

The down payment required to start developing your plot of land may vary depending on the terms of agreement.

For some properties, it ranges between 50% and 70%.

It is recommended you consult with our office to get the proper answer regarding your specific case.

Yes, just get in touch with us and you will be advised appropriately.

As a Kenyan living in the diaspora, you can acquire property in Kenya. The process of buying property in Kenya is similar whether you are living in Kenya or abroad.

Kipepeo Properties will assist you in acquiring property in Kenya. We offer a range of services, including property search, legal documentation, and financing options to help you buy the property of your choice.

Our team of experts will guide you through the entire process, from finding the right property to completing the transaction.

To start the process of buying property in Kenya, contact Kipepeo Properties through our website or by phone. Our team will be happy to provide you with more information and answer any questions you may have.